Claim: Injured motorcyclists are uninsured and disproportionately rely upon the public to pay for their injuries.

Response: Motorcyclists are just as likely to be privately insured as any other road user.

A medical center study¹ reported that injured motorcyclists in the trauma center relied on public funds a lower percentage of the time than did automobile drivers to pay their hospital bills during the same time period.

A university study² reported that automobile drivers and motorcyclists have their medical costs covered by insurance at a nearly identical rate.

Conclusion: Injured motorcyclists are less likely than the general population to use public funds to pay for injuries sustained in crashes, and no more likely to be uninsured than other vehicle operators.

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